Did you know that Uber has a $1,000,000 insurance policy for car accidents? Did you know that the driver's personal car insurance likely doesn't cover you? Ride-Sharing Car Accidents require a detailed investigation of the facts to determine which policy covers your injuries. Ride-Sharing accident claims are not like regular accident claims.
Injuries from a Ride-Sharing Accident usually happen in one of three ways. Read more below to learn about the three different ways you can get slammed by an Uber.
First, you are a Rider in an Uber (or other Ride-Sharing Car). Your Uber driver loses control and collides with another vehicle. Since you are a Rider (passenger), Uber's insurance policy is likely to cover your injuries.
Second, you are driving in another vehicle, and an Uber driver loses control and collides with your vehicle. Depending on various circumstances, Uber's policy or the Driver's personal policy could cover your injuries.
Third, you are a pedestrian walking the streets of New York City and an Uber Driver loses control and runs you over. Again, due to various circumstances, Uber's policy or the Driver's personal policy could cover your injuries.
It's important to document all of the information you can at the scene of the accident. You should try to capture pictures of injuries, property damage, drivers, witnesses, and license plates (and anything else you might find relevant).
If you are injured in an Uber accident, you need a passionate lawyer to investigate all the facts and circumstances to determine which insurance policies cover your injuries.